At The Finance Lady through our facility with Credit One we have access to several commercial financiers that specialise in business finance. We offer competitive rates and terms structured to suit your cashflow.


If we arrange finance for you under your personal name and the funds are not being used for business purposes, your loan will be governed by the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Information relating to the services we provide under this Act are provided below:


The Interest rate you will pay depends on your overall profile as a borrower, which is determined by the following things:

  • Your credit history
  • How much you earn
  • How much you’re looking to borrow
  • The type of asset your’re purchasing
  • Your existing financial commitments

Consumer Finance Accreditations

Your overall profile as a borrower also determines which finance company your loan can be approved through, and the fees and charges that apply all vary from company to company.

In addition to providing smarter business finance, The Finance Lady, in association with our partner Credit One is able to arrange finance for individuals purchasing assets for their own personal use.

We have the ability to write consumer credit contracts through a range of lenders, all who have their own criteria, interest rates, fees and charges.


Unfortunately, life doesn’t always go to plan.

At Credit One The Finance Lady, we understand this and are always here to help you in the event you’re facing financial difficulty. Your finance consultant will discuss your situation with you and ascertain how we can ensure your loan is kept up to date.

If you’re facing financial hardship and need to get in touch, contact or phone 06 757 9060


At The Finance Lady, we strive to attain 100% client satisfaction every time.

If, for whatever reason, you are unhappy about your loan, the service provided to you by the finance company, or the service that we’ve provided to you, the first step is to let us know by either e-mailing us or calling us on 06 757 9060.

If the person you speak with is unable to resolve the matter it will be referred to the appropriate person, whom will acknowledge your complaint within 2 business days and try to resolve it within 10 working days. If they deem the matter requires more time to be investigated or resolved, they will discuss this with you.

The Finance Lady is a member of Financial Services Complaints Limited. FSCL is an independent dispute resolution scheme that helps consumers and financial service providers to resolve disputes. The scheme is free for consumers to use.

If you are not satisfied with the way your complaint has been handled or the outcome, the next step is to contact FSCL. Please note that they will direct your complaint back to The Finance Lady if you haven’t tried to resolve it through us beforehand.

Ph: 0800 347 257